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Loan Calculator and Spending-and-Saving Apps
Below are Bankrate’s most favored loan calculator and spending-and-saving apps for Apple’s standalone Smartphone:
- DebtTracker Pro
- Grocery Gadget
- MoneyPass ATM Locator
- MyLoan Calculator
More Mobile Financial Transactions as Cloud Usage Surges
An annual survey of small businesses in the United States was conducted by one of the leading VoIP providers in the country to measure mobile device adoption and cloud service usage in various industries. Ring Central phone system found out that most businesses (57% of 300 respondents) now rely on the cloud or mobile apps to do just about anything for their business: document creation and access, team collaboration, HR duties, and finance management.
Meanwhile, some institutions in the US are also of the same opinion that “swiping mobile phones” can potentially replace cash and credit cards in the next few years. The Pew Research Center and Elon University say that over a third of Smartphone owners in the US rely on mobile devices, and consequently on mobile apps, to facilitate financial dealings such as checking bank accounts, paying bills, accessing e-bills, and making purchases.
Also, a leading IT research company in the country predicts that mobile financial transaction users may hit 212.2 million early this year from just 160.5 million in 2011. Global cloud financial transactions, on the other hand, are expected to reach over $171.5 billion this year, says Gartner.
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